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Lender Enrollment Links

Lender Enrollment Options

Credit Technologies / Finance Your Care is a technology-based company. We are not a lender, and we do not compete with any lender or patient financing company. Instead, we include all your current lenders to the ones listed below that may be available for your practice to use. If you decide to enroll with any of these companies, we will add them to your lender choices on the patient financing platform we set up for your practice. Since most Providers are already enrolled with Care Credit, Cherry, and/or Alpheon, we do not show them in this list. On the other hand, as you will see, some of the companies listed below work with several actual lenders. Therefore, your enrollment with one platform may tie you into multiple lenders at all credit levels. PLEASE NOTE: Credit Technologies / Finance Your Care has no control over the items each of these lenders may request from your practice to enroll, their decision to accept your practice into their program, or their overall onboarding time period to get started. Your enrollment with these lenders are based on your own choice, and your direct communication with the lenders will be required for onboarding. Credit Technologies / Finance Your Care can only play a very limited role in helping you to get enrolled with the lenders listed.

United Consumer Financial Services (UCFS)

  • All healthcare markets.
  • Credit scores down to 620.
  • Maximum loan amount is $10,000. 
  • Merchant Fee 7.1%
  • Maximum term 48 months.
  • 0% for 12 months available and no extra charge.

Enroll with UCFS

Fund My Contract / Multiple Lenders

  • All healthcare markets.
  • Credit scores down to 580.
  • Maximum loan amount is $25000. 
  • Merchant Fee 8.5% - 26%
  • Maximum term 60 months.
  • 0% up to 24 months is available.

Enroll with FMC

Form Piper / Multiple Lenders

  • All healthcare markets.
  • Credit scores down to 580.
  • Maximum loan amount is $65000. 
  • Merchant Fee based on credit score
  • Maximum term 60 months.
  • 0% up to 24 months is available.

Enroll with Form Piper

Enhanced Patient Financing / Multiple Lenders

  • All healthcare markets.
  • Credit scores down to 580.
  • Maximum loan amount is $25000. 
  • Merchant fee based on credit score
  • Maximum term 60 months.
  • 0% up to 24 months is available.

Enroll with Enhance

The Lending Club

  • Only Dentistry, Hair, Fertility, and Bariatric.
  • Credit scores down to 640.
  • Maximum loan amount is $65000. 
  • Merchant fees based on credit score
  • Maximum term 120 months.
  • 0% up to 24 months is available.

Enroll with Lending Club

Patient Fi

  • Only Cosmetic Dentistry, Aesthetics, Fertility, and Audiology.
  • Credit scores down to 580.
  • Maximum loan amount is $25000. 
  • Merchant fees range based on credit score
  • Maximum term 120 months.
  • 0% up to 24 months is available.

Enroll with Patient Fi

American First Finance

  • All healthcare markets.
  • Credit scores down to 350.
  • Maximum loan amount is $6000. 
  • Merchant Fee: 26%
  • Maximum term 24 months.

Enroll with AFF

UCFS Enrollment Forms / Please download and complete

UCFS-Merchant Agreement-Discount-2025-02 (5) (pdf)

Download

UCSF Medical - Flat 7.1_ 48 Months with FPD (11.6.24) (pdf)

Download

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