Your Patient will always get the very best program they qualify for!
Credit Technologies / Finance Your Care provides your practice with a non-bias point of sale financing platform that will always show your patient the very best program for which they qualify. We do this as we do not make any more or less money based on which lender approves the request and/or what the fee is the lender may charge to your practice.
Programs for All Credit Levels!
While most companies in the patient financing industry are making it harder to get approved, our portfolio of lenders will extend credit to people with credit scores as low as 300.
Extended Financing Terms and Higer Loan Amounts
The lenders in our platform offer loan amounts up to $60,000 and terms up to 120 months for people with credit score down to 660. They will also offer loan amounts up to $15,000 with terms up to 60 months for people with credit scores below that.
Fees the lenders charge to your Practice
While this is subject to change, our current lender fee schedule is as follows:
Prime / Off Prime Credit (Credit scores 660+): Your Fee 3.5% to 8.5%
Average Credit (Credit scores of 620+): Your Fee 9.5% to 15%
Poor Credit (Credit scores of 500 to 600): Your Fee is 19.95%
Ugly Credit (Credit scores down to 300): Your Fee is 24.95%