Credit Technologies / Finance Your Care provides your practice with a non-bias point of sale financing platform that will always show your patient the very best program for which they qualify. We do this as we do not make any more or less money based on which lender approves the request and/or what the fee is the lender may charge to your practice.
While most companies in the patient financing industry are making it harder to get approved, our portfolio of lenders will extend credit to people with credit scores as low as 500.
The lenders in our platform offer loan amounts up to $25,000 and terms up to 84 months for people with credit score down to 660. They will also offer loan amounts up to $15,000 with terms up to 36 months for people with credit scores below that.
While this is subject to change, our current lender fee schedule is as follows:
Prime Credit (Credit scores of 700+): Your Fee is 8.5%
Sub-prime Credit (Credit scores of 640 to 699): Your Fee is 9.5%
Poor Credit (Credit scores of 500 to 600): Your Fee is 19.95%
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